More than 50% of all families who do a reverse mortgage, request a line of credit for their funds. Line of Credit is only available on the Adjustable Rate loan.  You will receive part of your money four (4) days after closing and the balance in the Line of Credit in 367 days after your closing.  Your Line of Credit will ‘grow’ during this year.  If you do not take the balance in your Line of Credit, it will continue to grow year after year.  There is no minimum amount you may request.

Benefits of a Line of Credit:

Your unused Line of Credit balance grows by the identical rate that your loan balance is charged.  So, if your loan balance is $100,000 and your line of credit balance is $100,000, they will be equal.

  • There is no interest accumulating on your unused Line of Credit balance.
  • Easy to access your Line of Credit, simply fax or mail your personal funds request coupon and your funds will be mailed or direct deposited to your bank account.
  • You may use your Line of Credit funds anytime you wish, after 367 days after closing.  This is perfect for home improvement projects!
  • You may use your Line of Credit funds for anything you wish…take a cruise, pay off high interest credit cards, home improvements…Imagine the possibilities!

It’s time your home paid you back!

Line of Credit Now Available!

Buy Your New Home With A Reverse For Purchase Mortgage

HighTechLending, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. NMLS #7147. Licensed in AZ# 0912577, CA# 4130937, CO #7147, FL #7147, HI #7147, IL #MD-6761112, MD #21762, NC #L-165611, NJ #7147, OR #ML4386, PA #49892, TX #7147,UT #8874117, VA #MC-5962, WA #7147. 2030 Main Street #350, Irvine, CA 92614. For Consumer Complaints please click on the "Consumer Complaints" link for more info.

All consumer complaints are handled by Lender Support Services, LLC. Should you have a complaint, for any reason, please email Stuart Scull at or call 855-554-6155. Lender Support Services, LLC will follow up with you for resolution.

Pursuant to the requirements of Texas administrative code, Title 7, Section §81.200(c),You are hereby notified of the following: Consumers wishing to file a complaint against a Mortgage Banker or a licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint Forms and Instructions may be obtained from the department's website at A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at