Through U.S. government sponsored programs, a senior (62 and over) can obtain a FHA guaranteed loan for approximately 50%-75% of the equity in their home at the low interest rate of 3.516% to 5.560%… and the senior never has to repay the loan in their life time. The only requirements are:  you must be 62 or older and the home must be your primary residence. That’s it – no other requirements. Typically, seniors who get a reverse mortgage get $50,000 – $180,000 cash today and they always retain 100% ownership (and the future appreciation) in their home. If your home currently has a mortgage on it, a reverse mortgage will pay-off the existing loan-with the benefit being that the monthly payment on the existing loan goes away. Additionally, it’s possible you will also receive a substantial amount of cash as well.


You make NO interest and NO principal payments as long as you are living in your home, you must remain current on your property taxes and home owner’s insurance. The loan is not due and payable until you no longer occupy your home as your principal residence i.e.- the last surviving borrower sells, moves out permanently, or passes away.

Who Qualifies

You must be at least 62 and own your own home or condominium in order to qualify for a reverse mortgage.There are no income or credit requirements to qualify. Based on your home’s appraised value, you may be eligible for a reverse mortgage even if you still owe money on your first mortgage or have a home improvement loan.

Types of Reverse Mortgages

There are several types of reverse mortgage loan products available, the FHA, HECM (Home Equity Conversion Mortgage), Fixed Rate, Adjustable Rate and Line of Credit.  We also offer proprietary reverse mortgages for high value homes ($300,000 – $5,000,000) with no lending limit, giving you the most money avaliable. Another benefit of these loans is that they are “non recourse” which means that no matter how high the loan balance grows, you nor your heirs ever owe more than the home’s market value.

Use of Proceeds

Your TAX FREE proceeds from a reverse mortgage can be used for anything:

  • Daily living expenses
  • Home repairs and home improvements
  • Medical bills and prescriptions
  • Pay-off of high interest credit cards
  • Grandchildren’s education
  • Travel
  • Long-term health care
  • Retirement and estate tax planning
  • Other needs you may have

Options For Money Received

The proceeds from a reverse mortgage are available as a line of credit, a lump sum or fixed monthly payments for as long as you live in your home. 

Amount You Can Receive

The amount of money that you will qualify for depends on your age at the time you apply for the loan, the type of reverse mortgage you choose, the value of your home, and current interest rates. As a general rule, the older you are and the greater your equity, the more money you will receive.

Find out how much you can get…
Call today 972.784.8400 or 1.866.784.7300

Costs of a Reverse Mortgage

The costs associated in obtaining a reverse mortgage are similar to those of a conventional mortgage, such as the origination fee, appraisal and inspection fees, title policy, mortgage insurance and other normal closing costs. With a reverse mortgage, most of these costs can be financed as part of the mortgage. All fees are capped by the U.S. Government so there is no price gouging or discrimination.

Required HUD Counseling

Your first step, once you decide a reverse mortgage makes financial sense for you, is to complete reverse mortgage counseling. This may be done either in person or over the phone and we will help you with this. It’s time your home paid you back!

Line of Credit Now Available!

Buy Your New Home With A Reverse For Purchase Mortgage

HighTechLending, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. NMLS #7147. Licensed in AZ# 0912577, CA# 4130937, CO #7147, FL #7147, HI #7147, IL #MD-6761112, MD #21762, NC #L-165611, NJ #7147, OR #ML4386, PA #49892, TX #7147,UT #8874117, VA #MC-5962, WA #7147. 2030 Main Street #350, Irvine, CA 92614. For Consumer Complaints please click on the "Consumer Complaints" link for more info.

All consumer complaints are handled by Lender Support Services, LLC. Should you have a complaint, for any reason, please email Stuart Scull at or call 855-554-6155. Lender Support Services, LLC will follow up with you for resolution.

Pursuant to the requirements of Texas administrative code, Title 7, Section §81.200(c),You are hereby notified of the following: Consumers wishing to file a complaint against a Mortgage Banker or a licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint Forms and Instructions may be obtained from the department's website at A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at