Any one who is 62 or older, is a U.S. resident, owns and occupies their own home, and has significant equity in their home, can get a reverse mortgage. There are no other requirements.

The amount of money you can realize from a reverse mortgage depends on the equity in your home (fair market value of your home based on a current appraisal less any existing mortgages or loans), your current age and the interest rate at the time a reverse mortgage is closed. The older you are … the more money you will receive. If you are 93, you will receive substantially more than a 63 year old, if both homes are of equal value.

Neither your marital status nor health effect whether or not you can receive a reverse mortgage. However, if you have a bankruptcy that has not been discharged or dismissed, we are unable to offer you a reverse mortgage.  If you have current IRS liens, we will pay them off at closing with your equity.

Reverse Mortgage Of Texas takes great pride in being an equal opportunity lender.  We do not discriminate based on race, ethnicity, country of origin, sex or religion.

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HighTechLending, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. NMLS #7147. Licensed in AZ# 0912577, CA# 4130937, CO #7147, FL #7147, HI #7147, IL #MD-6761112, MD #21762, NC #L-165611, NJ #7147, OR #ML4386, PA #49892, TX #7147,UT #8874117, VA #MC-5962, WA #7147. 2030 Main Street #350, Irvine, CA 92614. For Consumer Complaints please click on the "Consumer Complaints" link for more info.

All consumer complaints are handled by Lender Support Services, LLC. Should you have a complaint, for any reason, please email Stuart Scull at stuart@lendersupportservices.com or call 855-554-6155. Lender Support Services, LLC will follow up with you for resolution.

Pursuant to the requirements of Texas administrative code, Title 7, Section §81.200(c),You are hereby notified of the following: Consumers wishing to file a complaint against a Mortgage Banker or a licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint Forms and Instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.